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NSFHA (No Special Flood Hazard Area) Although it may not be subject to the 100-year flood, floods of greater magnitude could occur there. In addition, certain structures may be damaged by the local drain.
Zone D Areas of undetermined, but possible, flood hazards. Area in which flood hazards are undetermined. Unstudied area in which flood hazards are undetermined but flooding is possible.
Zone C Areas of minimal flooding determined to be outside the 500-year flood plain. This area has been identified as an area of moderate or minimal flood hazard from the principal source of flood in the area.
Zone B Areas between the limits of the 100-year flood and 500-year flood; or certain areas subject to 100-year flooding with average depths less than one foot or where the contributing drainage area is less than one square mile; or areas protected by levees from the base flood. This area has been identified in the community flood insurance study as an area of moderate to minimal hazard from the principal source of flood in the area.
Zone X (Unshaded) Areas determined to be outside of the 100-year flood plain. This area has been identified in the community flood insurance study as an area of moderate or minimal hazard from the principal source of flood in the area.
Zone X (Shaded) Areas of the 500-year flood; areas of the 100-year flood with average depths of less than one foot within drainage area less than one square mile; or areas protected by levees from 100-year flood. This area has been identified in the community flood insurance study as an area of moderate or minimal hazard from the principal source of flood in the area.
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l-end.gif (130 bytes) Flood Zone Type In___ r-end.gif (130 bytes) 2
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Zone A Area of 100-year flood; base flood elevation and flood hazard factors are not determined.
Zone AE Area of 100-year flood; A SFHA subject to inundation by the 100-year flood determined in a flood insurance study by detailed methods. Base flood elevations are shown within this zone.
Zone AH Area of 100-year shallow flooding where depths are between 1-3 feet; base flood elevations are shown, but no flood hazards have been determined. Base flood elevations derived from detailed hydraulic analysis are shown in this zone.
Zone AO Area of 100-year shallow flooding where depths are between 1-3 feet; average depths of inundation are shown, but no flood hazard factors have been determined. For areas of alluvial fan flooding, velocities have been determined. Average flood depths derived from detailed hydraulic analysis are shown within this zone.
Zone A1-A30 Areas of 100-year flood; base flood elevations and flood hazard factors determined. Base flood elevations are shown within these zones.
Zone A99 Areas of 100-year flood to be protected by flood protection system under construction; base flood elevations and flood hazard factors have not been determined.
Zone AR Area of special flood hazard which results from the decertification of a previously accredited flood protection system which is determined to be in the process of being restored to provide a 100-year of greater level of flood protection.
Zone V Areas of 100-year coastal flood with velocity hazard (wave action); the base flood elevations and hazard factors not determined.
Zone VE Areas of 100-year coastal flood with velocity hazard (wave action); the base flood elevations have been determined.
Zone V1-V30 Areas of 100-year coastal flood with velocity hazard (wave action); base flood elevations and flood hazard factors have been determined.
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l-end.gif (130 bytes) Acronyms________ r-end.gif (130 bytes) 3
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BFE Base Flood Elevation
ERM Elevation Reference Mark
ETJ Extraterritorial Jurisdiction
FBFM Flood Boundary and Floodway Map
FEMA Federal Emergency Management Agency
FHBM Flood Hazard Boundary Map
FIA Federal Insurance Administration
FIRM Flood Insurance Rate Map
FIS Flood Insurance Study
FMDC Flood Map Distribution Center
MIP Map Initiatives Project
NFIP National Flood Insurance Program
NGVD National Geodetic Vertical Datum of 1929
SFHA Special Flood Hazard Area
NSFHA No Special Flood Hazard Area
SFIP Special Flood Insurance Policy
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l-end.gif (130 bytes) Letter of Map Change (LOMC)____ r-end.gif (130 bytes) 4
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LOMA  Letter of Map Amendment
LOMR-F Letter of Map Revision based on Fill
102 RSD Letter of Map Revision with BFE change
102A RSD Letter of Map Revision no BFE change
RFR Regional Floodway Revision
CLOMA Conditional LOMA
CLOMR-F Conditional LOMR based on fill
CLOMR Conditional LOMR-RSD
LMMP-L Limited Map Maintenance Program-LOMR
TBD To Be Determined
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l-end.gif (130 bytes) Outcome of Letter of Map Change__ r-end.gif (130 bytes) 5
PEND Determination Pending
INFO Informational Letter Sent
SUSP Suspended
DROP/W Dropped or Withdrawn
P-REM Entire Property Removed
P-OAS Entire Property Out As Shown
S-REM Property partially Inundated - Structure Removed
S-OAS Property partially Inundated - Structure Out As Shown
DEN Denied
DEN-FW Denied in Floodway
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l-end.gif (130 bytes) NFIP Program Types______________ r-end.gif (130 bytes) 6
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Emergency Typically the first phase of a community's participation in the NFIP. Insurance is provided at subsided rates on insurable structures in the community before the effective date of the initial Flood Insurance Rate Maps.
Regular The phase of a community's participation in the NFIP during which more comprehensive flood-plain management requirements are imposed. Higher amounts of insurance are available, depending on Special Flood Hazard Areas and elevations determined in the Flood Insurance Study.
Not In Program The community is not participating in the NFIP either by community choice or by NFIP decision. Flood insurance is not available in non-participating communities,
Sanctioned The community has been identified as having Special Flood Hazard Areas but is not participating in the NFIP as the result of suspension, withdrawal, or failure to join the program after an initial emergency phase. Flood insurance is not available in sanctioned communities.
Suspended The community has been suspended from the NFIP. Usually communities are suspended for not enacting or enforcing proper NFIP floodplain management regulations. Flood insurance is not available in suspended communities.
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